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FLash floods / Flood Damage / Fort Lauderdale Storm / Property Damage / Water intrusion

Property damage and flood claims are on the rise in Fort Lauderdale

Broward Street During Fort Lauderdale April 12 2023 Storm

Thousands were impacted by the April 12, 2023 storm that brought historic rainfall, which caused flooding in several neighborhoods in Fort Lauderdale and other cities in the area. 

There are also accounts of unconfirmed tornadoes. The historic storm also brought powerful winds, which hammered homes and businesses. 

“Water is coming in from the baseboards” shouted a Fort Lauderdale resident as she was left watching the water enter her new home. 

This was a powerful storm that brought an unthinkable amount of water to a city that’s not accustomed to receiving rainfall even near this amount in a single day.  

Nearly 26 inches of water

That’s how much rain fell in Fort Lauderdale in a single day. The ground was already saturated from days of rain prior to the April 12 storm meaning the water didn’t really have anywhere to go. On the next day, a State of Emergency was declared in Broward County.   

Extensive damage is expected, with repair costs in the millions as Fort Lauderdale and other parts of Broward and Miami-Dade Counties recover from the aftermath of this historic storm. 

Historic Flooding In Fort Lauderdale Broward Street

Frequently asked questions

What are the next steps to take after my home sustains flood damage? 

When it’s safe to do so, contact your local public adjuster for a free claim review. Contacting your insurance company to make them aware of the damages to your property needs to be properly done as soon as possible. Our team of licensed public adjusters work with homeowners to help them receive the highest possible payout for their damage. During your complimentary comprehensive claim review, our team will actively identify damage that is present and damage that is hidden to ensure your repair efforts target every instance of damage your property sustained. 

Should I have my home inspected, even if there’s no visible damage?

After a powerful storm, you should always have your home professionally inspected to ensure any damage present is discovered on time. If your neighbor’s homes were damaged, it’s possible your property may be damaged as well. You have a limited window to file a claim, so identifying damage that’s present allows you to file a claim on time, and it prevents the damage from spreading and getting worse. 

How long do I have to file a claim? 

If your home was flooded, you have 60 days to file a flood damage claim. For property damage filed with your homeowner’s insurance policy, you have 1 year to file a claim. In some cases, depending on the language in your policy, you may have up to 2 years to file a property damage claim. 

What’s the average repair cost for flood damage? estimates that a 2,500-square-foot home with flood damage from 6 inches of water could have a potential loss of $50,000 or more. Costs vary depending on the type of damage your property sustained and the severity of the damage. For a proper and more accurate estimate, contact Triumph Consulting for a free claim review. 

Does my homeowner’s policy cover flood damage? 

Generally no, flood damage coverage is usually not included in a standard homeowners policy. Without flood insurance, repair and replacement costs will likely come out of the homeowner’s pocket. Definitely review your policy or policies or have a professional review them to see if any of the damage your property sustained is covered.

Should I return to my flooded home? 

If your home was flooded and you were forced to evacuate, remain where you are seeking shelter until local authorities say it’s safe to return. Flood waters pose a major health risk as the water hides dangerous debris that may be underneath. Additionally, if there are any downed power lines in the immediate area, the water will likely be electrically charged.  

Speak with a licensed public adjuster today. Our team fights for homeowners! 

Call 954-669-4935 now for a free claim review, or go to

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