El Niño is here. What does that mean for the 2023 hurricane season?
NOAA predicts we’ll see fewer intense hurricanes this year as a result of El Niño creating unfavorable conditions for hurricanes to form in the Atlantic. The prediction is 1-4 major hurricanes and 12-17 named storms.
Hurricane preparation tips from a Public Adjuster!
The power one day of preparation can have on your home is immeasurable. Always prepare for hurricane season.
Tip #1
Immediately take pictures and videos of your property: If a hurricane damages your property, the insurance company places the burden of proving the cause of damage on your shoulders. If you show the insurance company images and videos of your home in good condition before the storm and then footage of your damaged house after the storm, you create a strong claim that’s difficult for them to deny.
Tip #2
Read and understand your policy: Every policy is different. Understanding what’s covered and what isn’t under your policy is critical. If you need to make changes, do so as soon as possible.
Tip #3
Should you get flood insurance? The answer to this question comes down to how much protection you want. Fort Lauderdale homeowners recently experienced a historic flooding event. Unfortunately, many of these homeowners did not have flood insurance meaning their financial losses and the repair costs fall on their shoulders. If you live in a flood zone, then it’s highly recommended you have a valid flood policy in good standing.
Tip #4
Avoid avoidable damage by trimming your trees: Cutting tree limbs and coconuts can help prevent flying debris. Make sure to take these actions when needed and before any storm.
Tip #5
Stock up on water….to flush your toilet! We all know to stock up on drinking water, but if you plan on using your toilets, you may need to pour water into the toilet to flush it manually in the aftermath of a hurricane. If you have a tub, fill it with water before a hurricane arrives. This will help you have accessible water in the bathroom for flushing purposes!
Tip #6
Get your car hurricane ready: Ensure any maintenance that needs to be done on your vehicle is done so in a timely manner. Make sure to top off the gas in your tank or fully charge your car if it’s an EV.
Tip #7
Purchase a carbon monoxide detector: Many people run a power generator after losing electricity during a hurricane. The issue with these machines is they create a lot of carbon monoxide. Keep yourself and everyone on your property protected with a carbon monoxide detector.
Tip #8
Evacuate if you have to: Shelters do not have the most comfortable accommodations, so many people choose to ride our storms in their homes. Shelters offer protection and safety. There’s comfort in safety. If your home is not equipped to withstand a storm, then evacuating before a hurricane arrives is advised.
Tip #9
Have an emergency plan in place and share it with everyone in your household.
Tip #10
Safely store important documents: Make copies and store those copies in a second, secure location.
Tip #11
Ensure to stock up on essential items: Stocking up on general hurricane supplies at the start of the season helps ensure you’ll have them available when you need them. For example, if you need hurricane shutters, the best time to get them is before a hurricane is scheduled to impact your area. If you try to get shutters right before a storm’s arrival, you may be left with little to no options to purchase.
Tip #12
Keep your home in the best condition possible: Making sure your home is free of any damage helps increase your chances of safely going through a hurricane.
NOAA stated they expect this hurricane season to be less intense than other years. This does not mean to avoid preparing for the season. Nature is powerful and unpredictable. It only takes one storm. Last year, a single hurricane wreaked havoc on Florida. Ian ended 50 lives and resulted in over $112 billion in damage. A single hurricane created absolute chaos and ended the lives of 50 people. Ian went down in history as Florida’s costliest storm to date.
Take a day to prepare. Your family and loved ones will thank you. You’ll thank yourself later.
Floridians are still recovering from Hurricane Ian.
This hurricane season, thousands of Florida residents are living in fear, hoping to avoid being in the path of a powerful storm.
Neighborhoods heavily impacted by Hurricane Ian in 2022 are still recovering, and many homes are still in a severely damaged state. Over 110,000 Ian claims are still open – as of March 2023. Homeowners are being left with little to no options for restoring their property to its pre-loss condition, making the 2023 Hurricane Season especially hard on many.
To make matters worse, homeowners with valid claims are receiving Ian payouts far below their damage estimates. Homeowners are reporting claim cuts as high as 80%.
Florida’s population that’s been impacted by Ian is desperate to avoid another storm; furthermore, they just want to recover from the past storm. How can they recover when their insurance company is denying their claim?
Florida Hurricane Damage Public Adjusters
Speak with a public adjuster who knows how to fight insurance companies and win.
Triumph Consulting’s public adjusters work for you – the homeowner. That’s why insurance companies hate us because we fight to give you the highest possible payout!
With a 5-star reputation and thousands of happy customers, you can count on us to work hard for your claim.
Call 954-669-4935 now for a free claim review, or go to WeGetYouPaid.com.